PROTECTION
Not only is our role to provide the best mortgage for you but it is also to ensure that come what may you are in a position to remain in the house and to provide the extra security for your family at a time when it is needed the most.
At RLV Mortgages we will advise the most suitable products to ensure that you and your family are fully protected at all times, whether that is mortgage or life related. We carry out a full financial review of your circumstances and recommend the right solutions for you. The choice is yours whether you take our advice however it is our company ethos to raise your awareness to the reality of what could happen in the worst case.
The Right Protection For You
Be it Life, Critical Illness or Income Protection you will receive the advice which is tailored to your personal circumstances. We offer personalised solutions tailored to you and your budget, most importantly in line with your beliefs.
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Life Insurance *
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Critical Illness *
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Accident Sickness & Unemployment cover **
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Home Insurance
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Income Protection (PHI)
**Accident, sickness and Unemployment Cover typically costs £4.71 a month for every £100 of monthly benefit. This is based on a 36-year old customer choosing £850 of accident, sickness and unemployment monthly benefit with claims paid after a 30-day deferred period.
The cost of this insurance depends on a number of factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
There are other providers of Short-term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
For further details and requirements, please contact us for a free no obligation personal review.
Building & Contents
All lenders require you to have adequate Buildings Insurance in place, as part of our service we will discuss your needs and ensure that you have the right policy in place for you.
We have access to a large number of insurers, always placing emphasis on what is right for you.
We look after your Mortgage, Protection and General Insurance Needs as a bespoke service to you. Whatever your needs, you are in good hands to ensure that you are advised correctly and honestly.
*As with all insurances, conditions and exclusions will apply.
RLV PROTECTION
The need for protection
How long will your savings last if your income stops ?
How long can your family help support you ?
What state benefits would you be eligible for ?
What existing protection do you have in place, when would it pay out and more importantly when wouldn't it?
Let RLV Mortgages help you answer these questions.
Protection options AVAILABLE:
Life assurance*
provides a lump sum, with an option to receive monthly, on the death of the life assured.
Income protection insurance*
provides a regular income when the insured is unable to work due to sickness or an accident.
Critical illness cover*
provides a lump sum if the assured is diagnosed with one of the listed critical illnesses.
Mortgage payment protection insurance*
provides regular income to cover the mortgage repayments if the insured is unable to work due to illness, accident, redundancy.